PalsPay – Privacy Policy

Thank you for using PalsPay, a mobile application designed to simplify expense management among friends and groups. This Privacy Policy (“Policy”) outlines how we collect, use, disclose, and safeguard your personal information. By using the PalsPay mobile application (“Service”), you consent to the practices described in this Policy.

1. Information We Collect

1.1 Account Information: When you create an account with PalsPay, we collect your name, email address, and any other information you provide during the registration process.

1.2 Expense Data: We collect information related to expenses you input into the Service, including the amount, date, category, and associated contacts or groups.

1.3 Device Information: We may collect information about the device you use to access the Service, including the device type, operating system, and unique device identifiers.

2. How We Use Your Information

2.1 Providing the Service: We use your information to provide, maintain, and improve the functionality of the Service. This includes managing user accounts, processing expenses, and offering customer support.

2.2 Communication: We may use your email address to send you important updates, notifications, or information about the Service.

2.3 Analytics: We may use aggregated and anonymized data for analytical purposes to understand user behavior and preferences.

3. Sharing of Information

3.1 With Your Consent: We may share your information with third parties when you give us explicit consent to do so.

3.2 Service Providers: We may engage third-party service providers to assist us in providing and improving the Service. These providers may have access to your personal information.

3.3 Legal Compliance: We may disclose your information to comply with applicable laws, regulations, or legal processes.

4. Security

4.1 We employ reasonable measures to protect your information from unauthorized access, disclosure, alteration, and destruction.

4.2 Despite our best efforts, no method of transmission over the internet or electronic storage is completely secure. Therefore, we cannot guarantee absolute security.

5. Your Choices

5.1 Account Information: You can update or correct your account information at any time through the Service.

5.2 Communication Preferences: You can opt out of receiving non-essential communications from us.

6. Children’s Privacy

The Service is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children.

7. Changes to this Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website, and the revised Policy will be effective from the date of posting.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at: