PalsPay – Terms & Conditions

Welcome to PalsPay, a mobile application designed to simplify expense management among friends and groups. These Terms and Conditions (“Terms”) govern your use of the PalsPay mobile application and the associated services provided by PalsPay (“Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not use the Service.

1. Acceptance of Terms

1.1 By downloading, installing, accessing, or using the PalsPay mobile application, you agree to be bound by these Terms.

1.2 You must be at least 18 years old or have the legal capacity to enter into a contract in order to use the Service.

1.3 PalsPay reserves the right to modify or update these Terms at any time. Such changes will become effective immediately upon posting. It is your responsibility to review the Terms periodically for any changes. Your continued use of the Service after the posting of changes constitutes your acceptance of the updated Terms.

2. Account Registration

2.1 In order to use the Service, you must create an account with PalsPay. You agree to provide accurate, current, and complete information during the registration process.

2.2 You are responsible for maintaining the confidentiality of your account credentials and are solely responsible for all activities that occur under your account.

2.3 You must promptly notify PalsPay of any unauthorized use or breach of security related to your account.

3. Use of Service

3.1 The Service allows users to track and manage expenses within groups. You may use the Service for personal, non-commercial purposes only.

3.2 You agree not to use the Service for any unlawful or prohibited activities, or in any way that could damage, disable, overburden, or impair the Service.

4. Content and Intellectual Property

4.1 All content provided by PalsPay, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, and data compilations, is the property of PalsPay and protected by intellectual property laws.

4.2 You may not copy, reproduce, distribute, transmit, display, sell, or license any content from the Service without the prior written consent of PalsPay.

5. Privacy

5.1 PalsPay values your privacy. Our Privacy Policy, available on our website, outlines the types of information we collect and how we use it.

6. Contact Information

If you have any questions or concerns about these Terms, please contact us at:


7. Termination

7.1 PalsPay reserves the right to suspend or terminate your access to the Service at any time, for any reason, without notice.

7.2 Upon termination, all rights and licenses granted to you will immediately cease.